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Most growing businesses will, at some time, consider outside financing as a means to achieve the next level of success. West Bank has built its business and its reputation, on providing financing alternatives that can help you succeed.

Credit needs vary with size, circumstances and resources of every company. Important credit decisions require teamwork between your company and a bank that understands your financing needs. When you bring your credit requests to West Bank, you’ll work with a loan officer who has the financial and business expertise to help you identify the lending solution that will best meet your business objectives.

West Bank is committed to small and medium-sized businesses in Central & Eastern Iowa. The loyalty element of the Bank's relationship model translates into the bank serving its customers during challenging and good times. Members of West Bank's commercial lending team average over 24 years of local lending experience and are available to assist you by providing a full range of commercial lending products.

Members of West Bank's commercial lending team average over 24 years of local lending experience.

Working Capital Loans*

provide additional capital as your business grows. A convenient way to make sure that your business is always ready for those seasonal, cyclical, or growth needs.

Term Loans*

with flexible terms to fund the expansion needs of your company whether that involves new fixed asset purchase or permanent working capital.

Commercial Real Estate and Construction Loans*

to purchase a building, expand your current facility or build a new one. West Bank can help you choose from a wide array of financing terms that fit your cash flow.

Letters of Credit*

extend the reach of your business. West Bank Letters of Credit provide the financial strength that opens the doors of international and domestic opportunities with suppliers and customers.

Small Business Administration (SBA) Loans*

for small and new businesses. West Bank provides flexible repayment terms and collateral requirements. We also assist you throughout the 7(a), Low Doc and 504 application process.

*Subject to credit approval.