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As a Decidedly Different service to our customers and community, West Bank is sponsoring "The Iowa Business Hour with Jim Goodman." The West Bank Minute is a feature of this radio program in which a West Bank employee answers a question from a listener. The program airs on WOW Radio 98.3 Wednesday nights from 7-8 p.m.

1. Carol Stone: What is a trust and why would anyone need one?
2. Jim Glaser: In a rising rate environment what kind of mortgage is best?
3. Michele Belden: What are the advantages and disadvantages of SBA loans?
4. William Bowles: Depreciation; does that hurt me in looking for bank help?
5. Tom Cilek: How do banks approach financing loans to developers?
6. Rod Weikert: What is a cap rate?
7. Al Petersen: What are the different types of appraisals used by banks?
8. William Bowles: What do small businesses need to know about financial statements?
9. John Poley: What will a lender look for when applying for a residential mortgage?
10. Paige Sterling-Sitroneto: Can I get automatic deposits and credit card processing services from my local bank?
11. Joyce Chapman: Are there certain guidelines a company should consider when determining corporate gift giving?
12. Marc Meyer: How hard is it for a start up to get a line of credit?
13. Marc Meyer: What is needed to get a line of credit from a bank?
14. Michele Belden: How do I apply for an SBA guaranteed loan and how long will it take?
15. Ron Degen: As a small business, what should I look for in selecting a bank for my business needs?
16. Brad Winterbottom: What is needed to get a letter of credit?
17. Marc Meyer: Will a bank do Purchase Order Financing?
18. Jill Hansen: How does a small/medium business develop an effective HR program?
19. Katy Mackay: On a limited marketing budget, where should small businesses invest their marketing dollars?
20. Michele Belden: How do I apply for an SBA guaranteed loan and how long will it take?
21. Kevin Smith: Explain “buy” vs. “lease” options?
22. Paige Sterling - Sitroneto: What are some different types of business accounts?
23. Ron Degen: How do I finance capital purchases?
24. Don Stone: Does it matter what type of corporation you are (C, S, LLC)?