Regular Savings*
Earn interest without having to keep a lot of money in your account.
- Earn interest on the following balance tiers**
| Tier V |
$25,000 or more |
| Tier IV |
$10,000 - $24,999 |
| Tier III |
$5,000 - $9,999 |
| Tier II |
$1,000 - $4,999 |
| Tier I |
Below $1,000 |
- No monthly fee when minimum balance requirements are maintained
Money Market Savings*
Earn competitive money market rates** as your balances climb.
- Earn interest on the following balance tiers**
| Tier VI |
$100,000 or more |
| Tier V |
$25,000 - $99,999 |
| Tier IV |
$10,000 - $24,999 |
| Tier III |
$5,000 - $9,999 |
| Tier II |
$1,000 - $4,999 |
| Tier I |
Below $1,000 |
- No monthly fee when minimum balance requirements are maintained
- View our competitive rates
Short and Long Term Investment Solutions
Jumbo CDs
Jumbo CDs offer flexible, competitively priced investments through tiered interest rates. Terms range from seven days to
five years with a minimum deposit of $250,000 but not exceeding $5,000,000. CDs are a good choice for businesses looking for
long and short term investments.
CDARS
By providing access to up to $50 million in FDIC insurance through a single bank, CDARS (Certificate of Deposit Account Registry Service) can help
simplify and improve the financial performance of businesses. With access to full insurance, businesses can say "goodbye" to surety bonds and
collateralization requirements. With CDARS, businesses get one bank, one rate and one statement.
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One Bank: Investors can access multi-million FDIC insurance coverage by working with just one bank.
One Rate: Investors negotiate one rate for each CD maturity and enjoy the option of reinvesting
them through a simple process.
One Statement: Investors receive one easy-to-read statement summarizing all holdings.
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These benefits can reduce businesses administration burdens and provide organizations with more time to focus on profit-generating
activities. West Bank offers this type of CD with terms of 13 weeks, 26 weeks, and one year and a minimum deposit of $25,000.
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Preferred Money Market Savings*
Earn higher interest rates** by maintaining higher balances.
- Earn interest on the following balance tiers**
| Tier VI |
$5,000,000 or more |
| Tier V |
$1,000,000 - $4,999,999 |
| Tier IV |
$500,000 - $999,999 |
| Tier III |
$100,000 - $499,999 |
| Tier II |
$50,000 - $99,999 |
| Tier I |
Below $50,000 |
- No monthly fee when minimum balance requirements are maintained
- View our competitive rates
*Regulatory limit of six (6) transfers or payments, from your money market or
savings account per statement cycle. See Deposit Account
Agreement for details.
**Rate is variable and is subject to change after account opening.
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Important Information About Procedures for Opening a New Account