Quarterly Regulation F Ratios
The Federal Reserve has set capital adequacy guidelines for governing interbank liabilities.
Quarter 4 2007
To assist in your monitoring requirements under Regulation F, we are pleased to provide the following ratios that have been calculated for West Bank as of December 31, 2007:
| |
West Bank |
Well Capitalized Guideline |
| Total risk based capital ratio |
10.78% |
Above 10% |
| Tier 1 risk based capital ratio |
9.07% |
Above 6% |
| Leverage ratio |
7.85% |
Above 5% |
Quarter 3 2007
To assist in your monitoring requirements under Regulation F, we are pleased to provide the following ratios that have been calculated for West Bank as of September 30, 2007:
| |
West Bank |
Well Capitalized Guideline |
| Total risk based capital ratio |
11.04% |
Above 10% |
| Tier 1 risk based capital ratio |
9.27% |
Above 6% |
| Leverage ratio |
7.80% |
Above 5% |
Quarter 2 2007
To assist in your monitoring requirements under Regulation F, we are pleased to provide the following ratios that have been calculated for West Bank as of June 30, 2007:
| |
West Bank |
Well Capitalized Guideline |
| Total risk based capital ratio |
10.90% |
Above 10% |
| Tier 1 risk based capital ratio |
9.13% |
Above 6% |
| Leverage ratio |
7.48% |
Above 5% |
Quarter 1 2007
To assist in your monitoring requirements under Regulation F, we are pleased to provide the following ratios that have been calculated for West Bank as of March 31, 2007:
| |
West Bank |
Well Capitalized Guideline |
| Total risk based capital ratio |
11.47% |
Above 10% |
| Tier 1 risk based capital ratio |
8.79% |
Above 6% |
| Leverage ratio |
7.41% |
Above 5% |
If you have any questions, please contact Dan McNace at dmcnace@westbankiowa.com or call 515-222-2325.
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