Reward Me CheckingSM
Earn 4.00% APY* on your FREE checking balance up to $50,000 plus:
- No minimum balance
- ATM fee refunds nationwide
(Up to $25/statement cycle) **
- FREE debit card
- FREE internet banking
- FREE online bill pay
- FREE unlimited check writing
- Earn 1.0% APY* on balances over $50,000
Requirements***:
The only requirements:
- 12 Non-PIN point of sale debit card transactions per cycle
- One preauthorized direct deposit to or withdrawal from your account per statement cycle
- Ability to access your statements online
- Even if you fall short of your requirements one month, you still enjoy most of the benefits of Reward Me Checking. The only changes are:
- You will earn .2% APY* interest on all your free checking balances
- Your ATM fees will not be refunded
Eligibility:
The account owner must reside in Iowa at least part-time. Residency must be evidenced by a physical Iowa address
(not a PO Box) which will be used as the address of record for the account. Limit of one account per SSN.
Visit RewardMeChecking.com for complete details
Preferred Banking
A Relationship account that offers you tiered interest rates and the greatest range of benefits.
- Tiered interest rates on Checking Balances
- Free Debit Card
- Free Internet Banking
- Free Online Bill Pay
- Unlimited withdrawals
- One box of Preferred Banking printed checks each year, or discount on other styles
- No Fee ATM Banking
- First year free small Safe Deposit Box or discount on larger sizes†
- Free automatic transfers
- Free travelers checks and official checks
Household Checking
A traditional checking account for your household needs.
- No Annual Fee Debit Card
- Free Internet Banking
- Free Online Bill Pay
- Unlimited withdrawals
- First year free small Safe Deposit Box or discount on larger sizes†
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Income Checking
Earn premium interest rates on collected balances in excess of $25,000.
- Tiered interest rates on checking balances
- Free Debit Card
- No Fee ATM Banking
- Free Internet Banking
- Free Online Bill Pay
- Unlimited withdrawals
- Free automatic transfers
- Click here to learn about our tiered rates
Senior Checking
An account that offers people 55 or older checking with extras that count.
- No Annual Fee Debit Card
- Free Internet Banking
- Free Online Bill Pay
- Unlimited withdrawals
- Free specialty grey checks
- First year free small Safe Deposit Box or discount on larger sizes†
Value Checking
If you don't write many checks, keep it simple with Value Checking
- 20 Free Debits per month
- Free Internet Banking
- Free Online Bill Pay
Interest Checking
Tiered interest rates on checking balances
- Free Internet Banking
- Unlimited withdrawals
- Free Online Bill Pay
*Annual percentage yield (APY) is effective as of 04.23.09. Rate is variable and subject to change after account opening. Fees could reduce earnings.
** If all requirements are met, up to $25 in ATM fees will be refunded at the end of the statement
cycle in which the ATM fees were charged.
*** You will be paid the higher rate(s) of interest and receive ATM fee refunds on your first cycle regardless of requirements.
†FDIC Does Not Insure Safe Deposit Contents
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Important Information About Procedures for Opening a New Account