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There are plenty of good reasons to borrow money. But when it comes to applying for a loan, there’s a big difference in how you are treated. Does your loan officer have the authority to approve your loan or is the application sent out of state for approval? Are you wasting a lot of time supplying excessive documentation?
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Personal Loans
We're experts at lending! You can count on West Bank for a variety of loans with flexible terms and competitive rates. Plus our loan officers have the authority to approve most requests on-the-spot. With years of local banking experience, West Bank can make getting the money you need easy, inexpensive and convenient.
Whether you need money for home improvements, debt consolidation, tuition, that special vacation or any major purchase, we are here to help, with competitive rates on personal loans, including recreational vehicle and automobile loans.
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Home Equity Loan or Line of Credit
You've worked hard to increase your home's value. Put that value to work with a home equity loan or line of credit.
Our home equity line of credit has several outstanding features:
- Two payment options:
- Rates are tied to loan-to-value ratio
- Access by phone, mail, online, or check
Just like your mortgage, the interest may be tax deductible (consult a tax advisor concerning your interest deductibility).
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Important Information About Procedures for Opening a New Account