Regular Savings*

Earn interest without having to keep a lot of money in your account.
- Earn interest on the following balance tiers
| Tier V |
$25,000 or more |
| Tier IV |
$10,000 - $24,999 |
| Tier III |
$5,000 - $9,999 |
| Tier II |
$1,000 - $4,999 |
| Tier I |
Below $1,000 |
- No monthly fee when minimum balance requirements are maintained
Money Market Savings*

Earn competitive money market rates as your balances climb.
- Earn interest on the following balance tiers
| Tier VI |
$100,000 or more |
| Tier V |
$25,000 - $99,999 |
| Tier IV |
$10,000 - $24,999 |
| Tier III |
$5,000 - $9,999 |
| Tier II |
$1,000 - $4,999 |
| Tier I |
Below $1,000 |
- No monthly fee when minimum balance requirements are maintained
- View our competitive rates
Preferred Money Market Savings*

Earn higher interest rates by maintaining higher balances.
- Earn interest on the following balance tiers
| Tier VI |
$5,000,000 or more |
| Tier V |
$1,000,000 - $4,999,999 |
| Tier IV |
$500,000 - $999,999 |
| Tier III |
$100,000 - $499,999 |
| Tier II |
$50,000 - $99,999 |
| Tier I |
Below $50,000 |
- No monthly fee when minimum balance requirements are maintained
- View our competitive rates
*Regulatory limit of six (6) transfers or payments, from your money market or savings account per statement cycle with no more than three (3) being by check. See Deposit Account Agreement for details.
Certificates of Deposit

CDs offer you peace of mind and great earnings potential, without risking what you have worked hard to save. We offer several FDIC-insured CD options with flexible terms from 90 days to 62 months.
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New! Flex CD**

West Bank now offers a variable-rate, Flex CD in our menu of savings options. Our Flex CD provides benefits not available with a traditional Certificate of Deposit.
Add Money at Anytime:
Deposit funds to your CD at anytime during the one-year term. Adding money to your Flex CD is as easy as depositing funds to your savings account. You may add to your balance at anytime with a $500 minimum addition.
No Fee Withdrawals:
You may withdraw up to 25% from the principal balance of your Flex CD once per calendar quarter without any penalties provided your balance does not fall below $5,000.
The rate on our new Flex CD is tied to the targeted federal funds rate, and we offer bonus rates for deposits in excess of $1 million.
View our competitive rates
**Offer subject to change without notice. Rate tied to targeted Federal funds rate. Rate will change the 1st Monday following a change by
the Federal Reserve in the targeted Federal funds rate. Bonus rates for deposits in excess of $1,000,000. One year term. Minimum deposit of
$5,000. Add to CD at any time in amounts of $500 or greater. No penalty for withdrawal of up to 25% of CD balance each calendar quarter provided
balance does not drop below $5,000. If you withdraw more than 25% in the calendar quarter or go below $5,000, you must redeem CD, penalties will
apply.
Personal Trust Services

West Bank provides a full range of personal trust, investment management and advisory services. We take a traditional approach to the trust business by offering our undivided personal attention to you and offer a full range of products and services including:
| Conservatorships |
Managed IRA/Retirement |
| Custodial Services |
Living and Testamentary Trusts |
| Estate Planning |
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Investment Management

West Bank offers customized portfolio management through WB Capital Management Inc., a wholly owned subsidiary of West Bancorporation.
WB Capital Management Inc. is a registered investment advisor providing portfolio management services to individual investors, municipalities and government agencies, retirement plans, corporations, foundations and endowments. The firm provides investment strategies that identify and control risk while capitalizing on long-term economic, demographic and cultural trends and fundamental shifts in business practices. Their investment process is clear and disciplined. It's been honed through more than twenty years of faithful adherence to a disciplined investment model, risk-aware portfolio construction and a focus on a long-term view of the economy and financial markets.
WB Capital Management Inc. has a solid record of performance and is committed to providing outstanding customer service by developing lasting relationships based on understanding, respect and trust. The investment team at WB Capital Management Inc. manages over $4.5 billion in assets and represents 150 years of combined experience.
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